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Let’s face it…expanding your family can be expensive. And are you navigating the world of insurance, employer benefits, HSA/FSA accounts, and aftercare costs? It can be so confusing and feel like a full-time job on top of pregnancy and parenthood.
But here’s the good news I want to share with you: you may have more support than you think! You just need to know where to find it and how to use it. That’s what this episode is about.
In this episode of Chick ChatI sat down with Pachet Bryant, founder of MINE Maternity and a leading pregnancy and postpartum care coordinator, to talk about how families can leverage the financial tools and resources they already have access to – from insurance and workplace benefits to FSA/HSA funds and community-based support programs.
This episode is packed with expert-level tips, tools, and strategies to help you reduce financial stress and provide real, meaningful support during pregnancy and postpartum.
Who is Pachet Bryant?

Pachet Bryant is the amazing powerhouse behind it MY motherhooda platform that helps parents navigate the confusing (and often frustrating) world of health insurance, maternity benefits, and postpartum planning. She is truly a gift from God!
With over 10,000 hours of maternal health research, a strong background in femtech and digital health, and a heart for helping families thrive, Pachet is a true advocate for financial empowerment for mothers.
Through her work, she helps expectant and new parents figure out what services they are eligible for, how to access them, and what questions to ask so they can stop paying unnecessarily out of pocket and receive the care they deserve.
What we talked about
There are so many ways for parents to get more support than they realize, but most don’t even know what to ask for. This conversation breaks everything down so families can feel better prepared to receive the care they need.
Here are just a few of the things we covered in this episode:
Where do you start your financial planning?
Pachet explains the first steps every parent should take when evaluating their insurance and care needs (even if they’re already in the postpartum period).
Understand Your Insurance Benefits (Without Overwhelming Yourself)
This part of the conversation ranges from deciphering your benefits statement to asking the right questions to ask HR or your insurance agent Gold.
FSA vs. HSA – and how to actually use them
If you let your FSA expire or didn’t know your HSA could cover doulas, lactation consultants, or postpartum needs, this will be a game-changer!
What to do if your care isn’t covered?
Pachet shares backup options and creative workarounds, from employer wellness benefits to community service programs and more.
The most underused benefits you probably didn’t know existed
From company benefits to local community programs, there are so many ways to get support. You just need someone who can help you understand the connections.
Why financial planning after birth should be just as obvious as setting up a baby registry
We talk about which families Really I have to prepare myself because the nursery doesn’t matter if mom doesn’t have what she needs to heal.
How early to start and how to continue to commit to it
Whether you’re in early pregnancy, postpartum, or just trying to conceive, it’s neither too late nor too early to get support. And no, you’re not asking for too much.
Final thoughts
Unfortunately, no one gives you advice on how to afford pregnancy and postpartum care… but this episode comes close!
Pachet Bryant is a game-changer when it comes to financial planning for moms. She shows parents that you don’t have to do everything alone and that you don’t have to go broke to get the care you need. With the right knowledge and a few smart questions, you can feel supported, informed, and empowered to build the village (and benefits) you deserve.
Pachet’s resources
We hope you found this episode helpful. If you enjoyed this and enjoyed it, please subscribe to our podcast. Chick Chatand leave us an honest review. Below left!

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